Confidential Insurance Archeology
PolicyFind, a division of EnviroForensics, restores financial viability to contaminated properties by conducting searches for historical insurance that may cover costs associated with contamination.
Historical insurance policies are valuable assets for business and property owners. They can be worth millions of dollars and can help pay for environmental site investigations, cleanups and legal fees. They can also protect the policyholder from lawsuits and administrative orders, and in many cases, can be worth cash. If there is one action all business owners, large or small should do, it is to find and securely store all business and personal insurance policies.
A business or property owner can be held liable for environmental contamination years after the business or property has been sold. Environmental liability is retroactive and the liability of environmental contamination stays attached to the property as it is sold, reducing its market value. Fortunately, historical insurance coverage also remains with the property.
PolicyFind has a success rate that is unsurpassed by competitors at finding policies or evidence of historical insurance. Our vast library of specimen forms and documents, along with our knowledge of how the insurance industry operates, enables us to unravel and defend the most complex matters. Market value for contaminated properties is oftentimes enhanced by PolicyFind through historical insurance recovery and EnviroForensics after the environmental cleanup is done.
Get the power of the policy back in your hands
EnviroForensics Works with Insurance Carriers
EnviroForensics is unlike any other environmental engineering firm. EnviroForensics conducts Confidential Insurance Archeology® for property and business owners, attorneys, municipalities and insurance companies. Historical insurance archeology retraces the genealogy of historical insurance coverage to identify past owners and operators who may have contributed or caused contamination. This rebuilding of historical land use and insurance coverage can limit the liability of individual clients and their carriers, and can also initiate coverage from additional policies, thereby creating a larger reservoir of monies for equitable allocation. All of these services are under one roof, so we understand what it takes to handle all aspects of our client’s situation.
Contact our Insurance Archeology experts
|David A. O’Neill, J.D.
Confidential Insurance Archeology Expert
Director of Operations,